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Cash Rating / Insurance Cover Insurance cover signifies the safe’s security protection level and the maximum amount of money that insurers will cover in the event of theft, often referred to as a safe’s cash rating.
Valuables Cover As a rule insurers give up to 10 times the cash rating for valuables. For example, a safe with a 2k cash rating would equate to 20k cover for valuables.
AiS approved safe – UK Association of Insurance Surveyors (AiS) give a stamp of approval for safes which they have gleaned suitable for the appropriate cash or fire rating (cover) given by the maker.
Security Safes (burglary resistant) Designed and constructed with the primary purpose of protecting cash, valuables (such as jewellery) and important papers against theft (physical attack).
Fire Protection Safes (fire resistant) Safes/cabinets designed to protect items against fire damage. Standards vary according to items requiring protection. There are three distinct types (see below). This is because the temperature at which various items deteriorate differ:-
Document tested - protects all paperwork from fire damage.
Digital Media tested – protects documents, USB Sticks, external hard drives and CD /DVD’s.
Magnetic Media tested - provides the highest level of fire protection. Protects documents and all media.
Testing Standards
Products are tested for security or fire protection at various levels and upon passing, the product is awarded the relevant grade/rating. Reputable Insurers will stipulate that Security Safes comply with the European grading system.
Euro-grade system (security testing) System was devised by the insurance industry to give rating consistency across Europe. When a safe has a Euro-grade rating, insurers will provide cover equal to the grade rating.
Euro certifications include EN 1143-1 (for safes), EN 14 450 (for secure safe cabinets) and EN 1047-1 (for data cabinets).
Fire testing Ratings Safes/cabinets subjected to tests carried out within a controlled environment, for time periods of 30, 60, 90 and 120 minutes. Tests include conditions such as Fire & Impact, Explosion etc.
Document rated - tested to maintain an internal temperature below 177oC, the threshold at which paper burns.
Digital media rated - tested to keep the internal temperature below 65°C, the threshold at which data media, CD / DVD’s corrupt.
Magnetic rated - tested to keep the internal temperature below 52°C, the threshold at which tapes and films spoil.
For document protection, products as a minimum must have the following appropriate industry standard paper certificate. UL72-Class 350, ECB•S EN 1047-1 or NT Fire 017.
To fully protect data media, industry standards indicate that products should carry ECB•S EN 1047-1 or NT Fire 017 60/120 DIS.
Testing Authorities /laboratories (most recognised) ECB.S Is the European Certification Board operates as accredited certification body for security and fire products
European Fire & Security Group (EFSG) consists of a group of members who are established certification bodies working together with associated testing laboratories.
LPCB The Loss Prevention Certification Board assesses and tests safes to ensure that they meet quality standards set by a team of experts who include insurers, manufacturers and engineers.
VdS - German testing laboratories assesses and tests safes.
U.L graded Underwriters Laboratories (U.L). An American independent product safety certification organisation. Safes/cabinets are graded for fire resistance.
NT Nordtest (NT) Scandinavian organisation which both tests and certifies fire resistant safes.
Our Ratings indicator, is a quick reference guide to help customers compare the difference in fire and security levels for products.
The greater the number of fire or security icons, the higher resistance the product offers.
Click on a product’s icon rating to view all safes in that rating level.
Security
Entry
A good budget safe should offer protection for your valuables and help deter an opportunist burglar. Our carefully selected entry level safes give this protection, offering significant improvement on security and reliability, compared to the cheap imported safes sold online and in supermarkets.
Medium
Providing good security our Medium Level is the go-to for most Home Buyers. Includes Certified S2 and Grade 0 & 1 safes (all independently tested against attack). Proven reliability backed by a minimum 2 year Manufacturer Warranty. Safes are of a serviceable design, with key parts being repairable or replaceable by knowledgeable safe suppliers.
High
Enhanced protection around commonly targeted attack points - anti drilling plates surrounding locks and/or reinforced body and door security features. Safes are of a serviceable design, with key parts being repairable or replaceable by knowledgeable safe suppliers.
Maximum
Maximum security protection designed to offer greater resistance against multiple forms of attack. Safes are of a serviceable design, with key parts being repairable or replaceable by knowledgeable safe suppliers.
Fire
Entry
Products offer a level of fire protection in excess of a conventional build safe. Fire protection measures can include fire resistant barrier material in the body and door, a fire / heat resistant door seal.
Medium
Independently tested and certified for fire protection. Products as a minimum benefit from fire resistant barrier material in both body and door. All models offer 30 minutes fire resistance for paper documents. Certain models also protect media for 30 minutes.
High
Safes offering a very good level of fire protection. All safes independently tested and rated to a minimum 60 minutes fire resistance for documents and/or media protection.
Maximum
Providing highest level of fire protection available certified to the most stringent testing standards - 120 minutes resistance for documents and/or media protection. Maximum fire resistance protection for all paperwork such as birth/marriage certificates, legal papers etc. Media tested models in addition protect passports, family photos, CD's/DVD's etc.
Products offer a level of fire protection in excess of a conventional build safe. Fire protection measures can include fire resistant barrier material in the body and door, a fire / heat resistant door seal.
Independently tested and certified for fire protection. Products as a minimum benefit from fire resistant barrier material in both body and door. All models offer 30 minutes fire resistance for paper documents. Certain models also protect media for 30 minutes.
Safes offering a very good level of fire protection. All safes independently tested and rated to a minimum 60 minutes fire resistance for documents and/or media protection.
Providing highest level of fire protection available certified to the most stringent testing standards - 120 minutes resistance for documents and/or media protection. Maximum fire resistance protection for all paperwork such as birth/marriage certificates, legal papers etc. Media tested models in addition protect passports, family photos, CD's/DVD's etc.
A good budget safe should offer protection for your valuables and help deter an opportunist burglar. Our carefully selected entry level safes give this protection, offering significant improvement on security and reliability, compared to the cheap imported safes sold online and in supermarkets.
Providing good security our Medium Level is the go-to for most Home Buyers. Includes Certified S2 and Grade 0 & 1 safes (all independently tested against attack). Proven reliability backed by a minimum 2 year Manufacturer Warranty. Safes are of a serviceable design, with key parts being repairable or replaceable by knowledgeable safe suppliers.
Enhanced protection around commonly targeted attack points - anti drilling plates surrounding locks and/or reinforced body and door security features. Safes are of a serviceable design, with key parts being repairable or replaceable by knowledgeable safe suppliers.
Maximum security protection designed to offer greater resistance against multiple forms of attack. Safes are of a serviceable design, with key parts being repairable or replaceable by knowledgeable safe suppliers.
